Financial Planning

Have you ever stood in front of a map that says, "You are Here"? The purpose of financial planning is to assess where you are now and where you want to go, financially speaking. You probably have short and long term goals that you would like to achieve, such as a family vacation, funding retirement, college educations, leaving a legacy to your family or charity, etc. Our job is to help you maximize your resources to pursue those goals.

Financial planning involves six vital steps:

  1. Collect and assess all relevant personal and financial data.
  2. Identify both financial and personal goals and objectives.
  3. Identify financial problems.
  4. Provide a written financial plan that involves retirement and estate planning, tax planning, insurance review, and cash flow analysis and net worth statements.
  5. Implement the agreed upon recommendations from your plan.
  6. Periodically review and revise your plan.


On an annual basis, and more often if needed, we will review your plan and any changes in your income, family, tax laws, or any other issues. During these meetings we will update your financial statements and evaluate the performance of your investments. We will also cover any other considerations affecting your personal situation, including caring for aging parents, adult children, etc. These annual reviews show the progress you are making toward your goals and help you stay on track.