Insurance and Risk Management

We face risks every day whether we are at home, work, or enjoying recreation.  One of the goals of financial planning is to help you manage some of the risk that is part of everyday living.  In doing so, we want to make sure that your needs are met, while preparing for unexpected events that could destroy your financial security or that of your loved ones.

We will review your circumstances and identify areas of personal and property risk.  Next, we will make sure you have the right coverage in place for those risks and that it is competitively priced.  This may include:

• Medical Insurance
• Homeowners and other property Insurance
• Auto Insurance
• Umbrella Liability Insurance
• Life Insurance
• Disability Income Insurance (if needed)
• Long Term Care Insurance (if appropriate)

We are happy to coordinate with any insurance professionals with whom our clients have close relationships.  And as needed, we can provide referrals to additional providers.  Phil Johnson, CFP is also licensed to provide life, disability and long-term care insurance.